Flood Zone & Risk Guide List

Understanding Flood Risk

An overview of what flood risk means, how it is determined, and why it matters for homeowners and buyers.

Learn how to read FEMA flood maps and understand how flood zones are used to assess risk and insurance requirements.

Use FEMA flood maps to look up your property and determine which flood zone it is located in.

Find out how to research past flood losses tied to a property and what that history may indicate about future risk.

Flood Zone A is a high-risk flood zone where flood insurance is often required. Learn what it means and how it affects homeowners.

Flood Zone AE is a high-risk area with detailed flood data available. Understand how this zone impacts insurance requirements and costs.

Flood Zone X represents areas of moderate to low flood risk. Learn what this designation means and whether insurance is still recommended.