Fast Flood Insurance at a Low Price
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Get a Quote
Get an online quote in minutes. No need to wait around for an email!
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Compare NFIP and Private
Compare the NFIP's rate with top-rated private flood carriers. We offer both!
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Receive Your Policy
Choose what's best for you, and we'll help you finalize your policy.
Thousands Trust Us to Help Them Save on Flood Insurance
Homeowners across the country have discovered how much they could save by comparing NFIP and private flood insurance online at FloodPrice.com. Don’t just take our word for it—check out our verified customer reviews and see how others are saving money on flood coverage.
Do I Need Flood Insurance?
If you live in a high-risk flood zone, your lender will likely require you to obtain flood insurance. Even if it's not required, there are many areas where flood insurance is still recommended. If you're unsure which flood zone you're in, use our Flood Zone Map tool.
Flooding can happen anywhere it rains!
​If you need help, just give us a call! Floods can occur anywhere, even outside of a high-risk flood zone. Most homeowners insurance does not cover flood damage, so get the coverage you need now with our easy online process. Don't wait until it's too late!
Is an NFIP or Private Policy Better for Me?
Both protect against most flood damage, but private insurance often includes higher limits and optional extras like basement contents and temporary living expenses. The chart below shows how the two options compare, so you can choose the coverage that fits your needs best.
Let's Compare: | Private Residential Policy | NFIP Residential Policy |
|---|---|---|
Compliant with State Insurance Laws | Yes | No |
Maximum Building Coverage Amount | $5,000,000 | $250,000 |
Maximum Contents Coverage Amount | $500,000 | $100,000 |
Additional Coverage Options Available** | Additional Living Expenses & Carports | None |
Basement Contents Coverage Available* | Yes | No |
Waiting Period for Policy Inception (Waiting period waived for loan closing) | 7-15 Days | 30 Days |
*See policy for details.
**Limited coverage may be available for detached garage.
Don't Waste Time Shopping for Flood Insurance
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Don't wait around for an email, see your price online - Unlike other companies, we won't ask you to wait around for a flood quote. See your price online in minutes.
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Quote NFIP & Private Flood Insurance Online – Don’t overpay for flood insurance. Compare NFIP and private options instantly online and discover where you might save.
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We shop the flood insurance marketplace - Our quick quote algorithm compares multiple private flood insurance carriers alongside the NFIP, searching for the most competitive option available.
