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NFIP FAQ, Flood MAP and Coverage Brochures
Free FEMA Guides
The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security. The National Flood Insurance Program (NFIP), managed by FEMA, enables homeowners, business owners and renters in participating communities to purchase federally backed flood insurance.
This free brochure can help answer common questions about the National Flood Insurance Program (NFIP).
Flood Zone Maps are often outdated, and updating them is a long, arduous process. Learn more with this infographic.
If you've ever wondered what exactly the NFIP covers, look no further than this free brochure.
How is FloodPrice.com better than the NFIP?
We can help you protect items not covered by the National Flood Insurance Program. Did you know that anything in your basement, or any detached structures on your property, aren't covered by the National Flood Insurance Program? We provide better coverage, and might just save you money in the process!
FloodPrice vs. the NFIP Price Comparison.
This example used a slab on grade home with a $5,000 deductible. The assumed lowest floor elevation was equal to FEMA's assumed based flood elevation. The building was post firm.
NFIP: $2,404/yr
Actual screenshot of quote below.
FloodPrice: $1,417/yr
Actual screenshot of quote below.
Flood Insurance Coverage Comparison
Let's Compare: | FloodPrice.com | NFIP |
|---|---|---|
Compliant with State Insurance Laws | Yes | No |
Maximum Building Coverage Amount | $5,000,000 | $250,000 |
Maximum Contents Coverage Amount | $200,000 | $100,000 |
Elevation Certificate Required | No | Yes |
Additional Coverage Options Available** | Additional Living Expenses, Debris Removal, Carports, & Basement Contents Coverage | None |
Basement Coverage* | Paint, Flooring, Baseboards, Personal Property, and more. | Drywall (no tape or mud) |
Additional Fees Required for Coverage of More Than One Structure | No | Yes |
Waiting Period for Policy Inception | 15 Days | 30 Days |
*To see exactly what is covered by NFIP, and what's not, Click Here! See Page 9.
**Limited coverage may be available for detached garage.
