Flood Insurance 101

Missing flood insurance can wreck a closing fast. Learn requirements, common pitfalls, and how loan officers can keep deals moving with fast NFIP or private quotes.

Buying flood insurance online? Learn the top mistakes homeowners make and how to avoid them. Compare NFIP and private flood insurance quotes side by side at FloodPrice.com.

Flood Zone AE is one of the most common flood zone designations in Florida. If your property is labeled “Zone AE” on a FEMA flood map, you likely have many questions: What exactly does it mean? Do you need flood insurance? How much might it cost? If you want to build or renovate, what rules apply?

FEMA flood zone map changes can raise or lower costs. Learn how rezoning affects NFIP flood insurance and compare private flood insurance quotes online.

Standard renters insurance typically does not cover flood damage. While this type of policy often protects your belongings from events such as theft, fire, or certain types of water leaks, flooding caused by natural disasters or heavy rainfall is typically excluded.

Confused by flood insurance terms? Explore our easy-to-understand glossary of key definitions, from flood zones to NFIP, and get informed before you quote.

Wildfires can make the ground water-resistant, increasing the risk of flash floods and mudslides even with light rain.

BFE is often measured in feet or meters above a designated reference point, such as sea level, and is a vital tool for assessing flood risk.