Getting ready to complete your flood insurance application

Updated: Jun 9, 2021

Flood Insurance Application

The 2020 hurricane season is less than two months away, and meteorologists expect above-average activity, with at least three major hurricanes. With this threat on the horizon, the clock is ticking to secure flood insurance coverage, as many traditional policies have mandatory 30-day or more waiting periods. While it can take time for some policies to become effective, applying for a policy can be fast and easy.

To get a quote for an estimated flood insurance premium, you should be prepared to answer questions about your property, some basic and some you don’t think about every day. This could include questions asking you to provide information on your address, your property’s foundation type, the year it was built, its construction type and the number of stories the property has.

The actual process of filling out the flood insurance application for coverage is fairly simple. For this, you will need to have a little more detailed information on hand regarding your home. This includes whether the property is vacant, currently under construction, has been condemned or has previously been damaged by floods. Then, you will need to explain the property’s primary purpose, either as a primary home or as a rental, and provide information on the building type, either a single-family home or a two to four family home. You will also need to state whether a mortgage is required, select a desired start date for the policy, as well as provide your payment and contact information.

If you are applying for a policy backed by the National Flood Insurance Program (NFIP), which is managed by FEMA, you will also be required to provide an elevation certificate. Obtaining an elevation certificate can be a time-consuming and costly process. Alternatively, some private insurers do not require an elevation certificate, which can save you not only time in securing coverage, but hundreds of dollars, as well.

Again, it’s never too soon to start thinking about hurricane season. Find peace of mind this year with offers a simple, fast private market solution for obtaining flood coverage, with a quote and application process that takes just minutes, requests only basic information from property owners and does not require an elevation certificate. Get a head start on protecting your home and business by filling out a flood insurance application online today.

158 views0 comments

Recent Posts

See All
Customer Reviews