Top 10 Flood Safety Tips

Floods are one of the most common and dangerous natural disasters. They can develop slowly or happen in an instant. Being prepared can help keep you and your loved ones safe. Here are ten simple flood safety tips to follow.

1. Know Your Flood Risk

Geographic areas can be susceptible to flooding for multiple reasons, so understanding your home’s flood risk is the first step to staying safe.

• Check Your Flood Zone: Use FloodPrice.com's Flood Zone Map to see if you live in, or near, a high-risk area.

• Look at Flood History: Learn about past floods in your area to see where, why, and how often they happen.

• Get Local Information: Your local emergency management office can provide details about flood risks in your area.

2. Get Flood Insurance

Regular homeowner’s insurance does not cover flood damage. Flood insurance can help protect your home and belongings.

• Compare NFIP vs. Private Insurance: Learn about the differences between government and private flood insurance. Want to compare prices? We offer both! You can get a quote online in minutes.

• Plan Ahead: Most flood insurance policies have a waiting period of between 7 and 30 days, so don’t wait until a flood is imminent to buy coverage.

3. Build an Emergency Kit

A flood can cut off power, water, and access to stores. Keep an emergency kit ready with supplies to last at least 72 hours.

What to Include:

• Water: One gallon per person per day.

• Food: Canned goods, energy bars, and non-perishable snacks.

• Medications: Prescription and over-the-counter medicines.

• First Aid Kit: Bandages, antiseptics, and basic medical supplies.

• Flashlights & Batteries: In case of power outages.

• Important Documents: Keep IDs, insurance papers, and emergency contacts in a waterproof container.

• Hygiene Items: Soap, hand sanitizer, and other personal care products.

• Clothes & Blankets: Spare clothes and blankets to stay warm.

For a full checklist, visit FEMA’s emergency kit guide.

4. Make a Family Communication Plan

When a flood happens, your family may not be together in the same place. A communication plan helps everyone stay connected.

Steps to Create a Plan:

• Pick a Meeting Spot: Choose a safe place to reunite if you get separated.

• Have an Emergency Contact: Pick someone outside your area who can relay messages.

• Teach Kids How to Text: Text messages often go through when calls do not.

• Practice the Plan: Go over the plan with family members so everyone knows what to do.

5. Plan Evacuation Routes

If flooding is expected, you may need to leave your home at a moment’s notice. Plan ahead so you know where to go and how to get there.

• Know Your Routes: Roads can flood quickly. Plan multiple routes to safety.

• Have Transportation Ready: Keep your car fueled and in working condition.

• Think About Pets: Bring pet supplies and know which shelters accept animals.

• Stay Updated: Follow local news and emergency alerts for evacuation orders.

6. Protect Your Home Before a Flood

Taking steps before a flood can help reduce damage.

• Use Sandbags & Flood Barriers: Block water from getting into doors and windows.

• Elevate Electrical Items: Move outlets, appliances, and wiring above flood levels.

• Install Check Valves: These stop floodwaters from backing up into your plumbing.

• Waterproof Your Basement: Use sealants to keep water from seeping inside.

7. Stay Updated on Weather Alerts

Getting flood warnings early gives you more time to prepare.

• NOAA Weather Radio: Get real-time weather updates.

• Sign Up for Local Alerts: Many areas have emergency text or phone alerts.

• Use Emergency Apps: Download the FEMA or Red Cross app for live updates.

8. Avoid Floodwaters

Floodwater is dangerous. Even a few inches can be life-threatening.

• Turn Around, Don’t Drown: Never drive through flooded roads.

• Stay out of Moving Water: Six inches of water can knock you over.

• Watch for Contamination: Floodwaters may contain sewage, chemicals, and sharp debris.

• Move to Higher Ground: If water rises, go to a higher floor or rooftop and call for help.

9. Know What to Do After a Flood

When floodwaters recede, returning home safely is important.

• Wait for Approval: Only return home after authorities say it’s safe.

• Check for Structural Damage: Look for cracks, shifting walls, or unsafe conditions.

• Turn off the Electricity: If water gets inside, turn off the power before entering.

• Document Everything: Take pictures of the damage to your home and its contents to help with insurance claims.

10. Secure Your Home Against Future Floods

If you live in a flood-prone area, take steps to protect your home long-term.

• Use Flood-Resistant Materials: Replace carpeting with tile and use waterproof drywall.

• Elevate Valuables: Store electronics and important items in higher places.

• Install a Sump Pump: A battery-powered sump pump can remove excess water.

• Consider Long-Term Barriers: Raised foundations and flood barriers can provide added protection.

Stay Safe and Be Prepared

Flood safety is about preparation, quick action, and staying informed. By following these tips, you can protect yourself, your family, and your property. If you're considering flood insurance, you can get a fast quote for both the NFIP and private flood insurance with our online quote tool. Stay safe and be ready!

Disclaimer: The information on this site is provided for general guidance and informational purposes only. We make no guarantees regarding the completeness or reliability of the content. All liability for any reliance on the information is expressly disclaimed.