Business owners who might not have considered commercial flood insurance in the past are opening their minds to the idea.

Flood insurance policies provide protection for items under two coverages: coverage for the building’s structure and coverage for contents.

Flood insurance policies have mandatory waiting periods between the date of purchase and the date the policies take effect.

Here’s what to expect when making that call to file a flood insurance claim.

As the ground becomes oversaturated, surface water runs toward low ground, collecting both speed and debris as it makes its way.

While there may be no way to stop the water from coming, it could help property owners recognize and possibly mitigate their risk exposure.

What’s worse than standing in three feet of water in your living room? Complications and delays in getting your flood claim handled.

Simply put, an elevation certificate for flood insurance determines your home or property’s susceptibility to flood damage.