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Get a private flood insurance quote and buy your policy entirely online! Our instant quote tool assesses rates from numerous carriers in seconds to get you the best coverage for the lowest price.
The Fastest Flood Insurance Coverage at a Low Cost
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est: 2-4 min
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est: 1 min
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Why Choose Private Flood Insurance
Due to FEMA's risk rating 2.0, and recent large disasters, flood insurance, the National Flood Insurance Program (NFIP) rates have soared and will continue to do so into the future. Private flood insurance is often less expensive and offers broader coverage options, such as living expense in the event your home becomes uninhabitable. Private flood insurance also offers enhanced basement coverage and higher limits, so the policy can be tailor made for your property. Let us help you find the right coverage for you!
Let us help find the right coverage for you!
Why Choose FloodPrice Over the NFIP
Unlike the NFIP, private flood insurance gives you option to cover your appurtenant structures like your detached garage or your shed on the same policy as your dwelling. To get this option through the NFIP, they often require you to purchase a second, or even third policy.
Additional Living Expenses
If you are unable to live in your home due to flood damage, your FloodPrice.com private flood insurance policy automatically provides $5,000 for things such as temporary lodging and meals. This limit can also be increased. Tailor your policy to meet your needs.
The NFIP's basement contents provides coverage for a very short list of items such as freezers, washing machines and dryers.
A FloodPrice.com policy provides $15,000 to replace damaged items such as furniture, clothing, electronics, and other personal items.
We Know Flood Insurance
Who Are We
INX Insurance Services, LLC, is proud to operate FloodPrice.com, a platform created to offer you a simple, online solution for purchasing flood insurance.
For many years, flood policies were only available through FEMA's National Flood Insurance Program (NFIP). Lack of competition allowed rates and coverage options to go unchecked, resulting in unfair premiums and gaps in insurance coverage.
We're here to provide you with an alternative to an NFIP flood insurance policy. We can offer you great coverage at a low cost and a tailor-made policy to fit your needs.
How We Save You Money
True Risk Analysis for a Great Price - Our advanced mapping technology analyzes multiple data points specific to your home for an accurate rate. The NFIP relies on outdated flood maps to calculate premiums.
No Subsidized Rates - Nearly 80% of households that receive NFIP subsidies live in counties that rank in the wealthiest areas. If you aren't lucky enough to be on the receiving end of these subsidies, you are likely being overcharged to benefit those that are.
No Elevation Certificate Required - The national average cost for an elevation certificate is around $600, but can reach up to $2,000. Our technology allows us to evaluate and price most properties within minutes, and eliminates the need to wait days for an engineer or surveyor to visit your home to create an expensive elevation certificate.
The team at Floodprice.com is so passionate about flood insurance that it's all we do! With 20 years in the insurance industry, we have the relationships, knowledge and expertise to find you the best coverage at the best price. Get your instant flood insurance quote and even issue your policy entirely online!