The Fastest Flood Insurance Coverage at a Low Cost
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est: 2-4 min
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est: 1 min
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Do I Need Flood Insurance?
If you live in a high-risk flood area, your lender will likely require you to obtain flood insurance. Even if it's not required, there are some areas where flood insurance is still recommended. If you're unsure what flood zone you're in, use our Flood Zone Map tool.
If you need help, just give us a call! Floods can occur anywhere, even outside of a high-risk zone. Most homeowners insurance does not cover flood damage, so get the coverage you need now with our easy online process. Don't wait until it's too late!
Flooding can happen anywhere it rains!
What is covered by flood insurance?
It depends on whether you choose a private policy or a policy through the National Flood Insurance Program (NFIP). Coverage limits, basement contents, additional living expenses, and more, can all vary drastically . If you opt for an NFIP policy, $250,000 is the maximum coverage available for your home. If you're unsure which policy to choose, call us! We're happy to help.
Private Flood Insurance
Private flood insurance gives you coverage options that are not available from the NFIP, like Additional Living Expense coverage, Basement Contents coverage, as well as the option to include appurtenant structures on the same policy. Private flood insurance also offers higher limits
An NFIP policy is an easy option if you don't need things covered like a swimming pool, personal belongings in your basement, and you only need $250,000 worth of building coverage.
Quick NFIP vs Private Flood Insurance Comparison
Compliant with State Insurance Laws
Maximum Building Coverage Amount
Maximum Contents Coverage Amount
Additional Coverage Options Available**
Additional Living Expenses, Debris Removal & Carports
Paint, Flooring, Baseboards, Personal Property, and more.
Drywall (no tape or mud)
Additional Fees Required for Coverage of More Than One Structure
Waiting Period for Policy Inception
*To see what is covered by NFIP, Click Here! See Page 9.
**Limited coverage may be available for detached garage.
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Save Money on Flood Insurance
Don't pay for a perceived risk that uses an outdated FEMA Flood Map - Our advanced mapping technology analyzes multiple data points specific to your home for an accurate rate. Only pay for your True Risk.
Don't waste your money on an elevation certificate - The national average cost for an elevation certificate is around $600, but can reach up to $2,000. Our technology allows us to evaluate and price most properties within minutes, and eliminates the need to wait days for an engineer or surveyor to visit your home to create an expensive elevation certificate. We don't require one!
Quote comparison is a hassle - Our quote tool shops multiple carriers instantly to find the right policy at a great price. If you would like a quote through the NFIP, give us a call. Let us do the shopping for you!
Don't Waste Time Shopping for Flood Insurance
Don't wait around for an email, get a quote online - In as little as 5 minutes, you can enter your address, get a personalized instant quote, entirely online!
You don't have to call in with your credit card. Instead, pay online - You've shopped around, your questions are answered, and you're ready to buy. You can purchase your flood policy during the quote process! Get flood insurance in minutes.
Avoid playing phone tag, we're available 24/7 - You're busy, we get it. You want to get flood insurance on your time. Unlike other companies, we won't ask you to wait around for an email or call to finalize the process. You can go from quote to covered entirely online at your convenience.
Keeping track of which quote came from where is a full time job! Let us do the shopping for you - We offer both NFIP and private flood insurance policies. Whether using our online quote system, or calling one of our experts, we will work to help you shop for the lowest rate and the coverage you need.
We're standing by to help...
Still aren't sure whether you want an NFIP or private flood policy? Wondering if you even need flood insurance in the first place? Our flood insurance experts are standing by to help!