Fast Flood Insurance at a Low Price
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Get A Quote
Get an online quote within minutes. No need to wait around for an email!
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Compare NFIP and Private
Compare NFIP's rate with top-rated private flood carriers. We offer both!
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Receive Your Policy
Choose what's best for you, and we'll help you finalize your policy.
Save Money on Flood Insurance
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Quote comparison is a hassle - Our quote tool shops multiple private carriers instantly, as well as the NFIP, to find the right policy at a great price.
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Our Customers Save Money - We strive to bring you the lowest price available. But don't our word for it. See our customer reviews!
Do I Need Flood Insurance?
If you live in a high-risk flood zone, your lender will likely require you to obtain flood insurance. Even if it's not required, there are some areas where flood insurance is still recommended. If you're unsure what flood zone you're in, use our Flood Zone Map tool.
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If you need help, just give us a call! Floods can occur anywhere, even outside of a high-risk zone. Most homeowners insurance does not cover flood damage, so get the coverage you need now with our easy online process. Don't wait until it's too late!
Flooding can happen anywhere it rains!
Quick NFIP vs Private Flood Insurance Comparison
What is covered by flood insurance? Coverage depends on whether you choose a government-backed NFIP policy or a private flood insurance plan. Both protect against most flood damage, but private insurance often includes higher limits and optional extras like basement contents and temporary living expenses. The chart below shows how the two options compare, so you can choose the coverage that fits your needs best.
Let's Compare: | Private Residential Policy | NFIP Residential Policy |
|---|---|---|
Compliant with State Insurance Laws | Yes | No |
Maximum Building Coverage Amount | $5,000,000 | $250,000 |
Maximum Contents Coverage Amount | $500,000 | $100,000 |
Additional Coverage Options Available** | Additional Living Expenses & Carports | None |
Basement Contents Coverage Available* | Yes | No |
Waiting Period for Policy Inception (Waiting periods waived for loan closing) | 7-15 Days | 30 Days |
*See policy for details.
**Limited coverage may be available for detached garage.
Quote Online in Minutes!
Let Us do the Work For You!
Don't Waste Time Shopping for Flood Insurance
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Don't wait around for an email, see your price online - In just minutes, you can enter your address, get a personalized instant flood insurance quote, entirely online!
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Avoid playing phone tag, we're available 24/7 - You're busy, we get it. You want to get flood insurance on your time. Unlike other companies, we won't ask you to wait around for an email or call to finalize the process. You can go from quote to covered entirely online at your convenience.
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Keeping track of which quote came from where is a full time job! Let us do the shopping for you - We offer both NFIP and private flood insurance policies. Whether using our online quote system, or calling one of our flood experts, we will help you shop for the lowest rate and the coverage you need.
We're standing by to help...
Still aren't sure whether you want an NFIP or private flood policy? Wondering if you even need flood insurance in the first place? Our flood insurance experts are standing by to help!
Email: support@floodprice.com
Call: 866-503-5663
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